Rental deposit account

Compare the best rental deposit account offers

In our comparative table, we have ranked the offers of around 30 Swiss banks. The rental deposit account is the ideal solution for tenants and landlords. The former are protected in case of unforeseen events or repairs after a move, while the latter are protected in the event of late payment. It is an efficient and secure solution adopted by many people in Switzerland. In addition, for the duration of your lease, your rental deposit is invested and managed by your bank, allowing you to increase your assets thanks to the interest rates. Finally, once you have terminated your lease contract, your credit is fully paid back to you.


Rental deposit account criteria


Last updated: Jun 16, 2020
Rank Company Overview Rate Link
1 Logo Crédit Agricole next bank SA Rental deposit
Free opening
Account management: free
Closing: -
Rate
0.2 %
ca-nextbank.ch
2 Logo Baloise Bank SoBa AG Rent deposit
Free opening
Account management: free
Closing: CHF 40
Rate
0.01 %
baloise.ch
3 Logo Alternative Bank Schweiz AG Rental deposit account
Free opening
Account management: free
Closing: -
Rate
0 %
abs.ch
4 Logo Cantonal Bank of Aargau Rental deposit account
Opening: CHF 30
Account management: free
Closing: -
Rate
0 %
akb.ch
5 Logo Urner Kantonalbank Rental deposit account
Opening: -
Account management: -
Closing: -
Rate
0 %
ukb.ch
6 Logo Banca dello Stato del Cantone Ticino Rental deposit account
Opening: -
Account management: -
Closing: -
Rate
0.15 %
bancastato.ch
7 Logo Cantonal Bank of Basel BKB Rental deposit account
Free opening
Account management: free
Closing: -
Rate
0.025 %
bkb.ch
8 Logo Basellandschaftliche Kantonalbank Rental deposit account
Free opening
Account management: free
Closing: -
Rate
0.025 %
blkb.ch
9 Logo Banque Cantonale de Genève BCGE Garantie loyer Account
Opening: CHF 10
Account management: free
Closing: -
Rate
0.01 %
bcge.ch
10 Logo Schaffhauser Kantonalbank Rental deposit account
Free opening
Account management: free
Closing: -
Rate
0.05 %
shkb.ch
11 Logo Cantonal Bank of Saint Gall Ltd Rental surety savings account
Opening: CHF 50
Account management: -
Closing: -
Rate
0.025 %
sgkb.ch
12 Logo Cantonal Bank of Zurich Rental surety savings account
Opening: -
Account management: free
Closing: -
Rate
0.01 %
zkb.ch
13 Logo Banque Cantonale Neuchâteloise Rental deposit account
Opening: CHF 25
Account management: free
Closing: -
Rate
0 %
bcn.ch
14 Logo Bank Cler Ltd Rental surety savings account
Free opening
Account management: free
Closing: -
Rate
0.025 %
cler.ch
15 Logo Migros Bank AG Rent deposit
Free opening
Account management: free
Closing: -
Rate
0.01 %
migrosbank.ch
16 Logo Valiant Bank AG Rental deposit savings account
Free opening
Account management: free
Closing: CHF 15
Rate
0 %
valiant.ch
17 Logo Appenzeller Kantonalbank Rental deposit account
Opening: -
Account management: -
Closing: -
Rate
0.03 %
appkb.ch
18 Logo Credit Suisse (Switzerland) Ltd. Rental Deposit
Opening: -
Account management: -
Closing: -
Rate
0 %
credit-suisse.com
19 Logo Glarner Kantonalbank Rental surety savings account
Opening: -
Account management: free
Closing: CHF 20
Rate
0.02 %
glkb.ch
20 Logo Luzerner Kantonalbank AG Rental deposit account
Opening: CHF 30
Account management: -
Closing: -
Rate
0 %
lukb.ch
21 Logo Nidwaldner Kantonalbank Rental deposit account
Opening: CHF 30
Account management: -
Closing: -
Rate
0 %
nkb.ch
22 Logo Raiffeisen Switzerland Cooperative Rental surety savings account
Opening: -
Account management: -
Closing: -
Rate
0.05 %
raiffeisen.ch
23 Logo Thurgauer Kantonalbank Rental deposit account
Opening: CHF 50
Account management: free
Closing: -
Rate
0.025 %
tkb.ch
24 Logo UBS Inc. Rental surety savings account
Opening: -
Account management: free
Closing: -
Rate
0 %
ubs.ch
25 Logo Zuger Kantonalbank Rental deposit account
Free opening
Account management: free
Closing: CHF 20
Rate
0 %
zugerkb.ch

What is a rental deposit account ?

Also called a security deposit, the rent deposit account is a guarantee for the owner of the property you are renting. To do this, you block a sum of money in a bank account (usually 3 months rent). This money is blocked in the account until the lease is terminated.

Guides and news on Swiss economy