Vested benefits account

Compare the best vested benefits account offers

You never know what your future holds. With our comparative table, you can easily find out which 2nd pillar vested benefits account offer among 60 Swiss banks is best suited to you. These pension products are not intended for companies that wish to open a vested benefits account for their employees, but for people who are changing careers or are not in gainful employment and wish to preserve their previously accumulated pension capital during a long period of inactivity.


Vested benefits account criteria


Last updated: Sep 19, 2023
Rank Company Overview Rate Link
1 Logo Crédit Agricole next bank SA Vested benefits account Rate
1 %
ca-nextbank.ch
2 Logo Thurgauer Kantonalbank Vested benefits account Rate
0.8 %
tkb.ch
3 Logo Appenzeller Kantonalbank Vested benefits account Rate
0.8 %
appkb.ch
4 Logo Banque Cantonale de Fribourg Vested benefits account Rate
0.75 %
bcf.ch
5 Logo Berner Kantonalbank AG Vested benefits account Rate
0.75 %
bekb.ch
6 Logo Bank Sparhafen Zürich AG Vested benefits account (PRIVOR) Rate
0.75 %
sparhafen.ch
7 Logo Raiffeisen Switzerland Cooperative Vested benefits account Rate
0.7 %
raiffeisen.ch
8 Logo Graubündner Kantonalbank Vested benefits account Rate
0.6 %
gkb.ch
9 Logo Basellandschaftliche Kantonalbank Vested benefits account Rate
0.6 %
blkb.ch
10 Logo Cantonal Bank of Basel BKB Vested benefits account 2nd pillar Rate
0.6 %
bkb.ch
11 Logo GRB Glarner Regionalbank Genossenschaft PRIVOR Vested benefits account Rate
0.6 %
glarner-regionalbank.ch
12 Logo Cantonal Bank of Saint Gall Ltd Retirement Rate
0.5 %
sgkb.ch
13 Logo Regiobank Solothurn AG Vested benefits account Rate
0.5 %
regiobank.ch
14 Logo Regiobank Männedorf AG Privor Vested benefits account Rate
0.5 %
rbm.ch
15 Logo Ersparniskasse Affoltern i.E. AG PRIVOR Vested benefits account Rate
0.5 %
ekaffoltern.ch
16 Logo Bank Thalwil Genossenschaft 2nd pillar Rate
0.5 %
bankthalwil.ch
17 Logo Bank Leerau Genossenschaft PRIVOR Vested benefits account 2nd pillar Rate
0.5 %
bankleerau.ch
18 Logo Bank EKI Cooperative Vested benefits account Rate
0.5 %
bankeki.ch
19 Logo Bank Gantrisch Genossenschaft Vested benefits account Rate
0.5 %
bankgantrisch.ch
20 Logo Bank EEK AG Vested benefits account 2nd pillar Rate
0.5 %
eek.ch
21 Logo BBO Bank Brienz Oberhasli AG Vested benefits account Rate
0.5 %
bbobank.ch
22 Logo BANK ZIMMERBERG AG Vested benefits account 2nd pillar Rate
0.5 %
bankzimmerberg.ch
23 Logo Bank SLM AG Privor Vested benefits account Rate
0.5 %
bankslm.ch
24 Logo Bank BSU Genossenschaft PRIVOR Vested benefits account Rate
0.5 %
bankbsu.ch
25 Logo Zuger Kantonalbank Vested benefits account Rate
0.4 %
zugerkb.ch
26 Logo Banque Cantonale du Valais Vested benefits account Rate
0.4 %
bcvs.ch
27 Logo Banque Cantonale du Jura SA Vested benefits account Rate
0.4 %
bcj.ch
28 Logo Nidwaldner Kantonalbank Vested benefits account 2nd pillar Rate
0.4 %
nkb.ch
29 Logo Luzerner Kantonalbank AG Vested benefits account 2nd pillar Rate
0.4 %
lukb.ch
30 Logo Schaffhauser Kantonalbank Vested benefits account Rate
0.4 %
shkb.ch
31 Logo Urner Kantonalbank Vested benefits account Rate
0.4 %
ukb.ch
32 Logo Hypothekarbank Lenzburg AG Vested benefits account 2nd pillar Rate
0.4 %
hbl.ch
33 Logo Baloise Bank SoBa AG Vested benefits account Rate
0.4 %
baloise.ch
34 Logo Valiant Bank AG Vested benefits account 2nd pillar Rate
0.4 %
valiant.ch
35 Logo Schwyzer Kantonalbank Vested benefits account SZKB Rate
0.3 %
szkb.ch
36 Logo Banque Cantonale de Genève Vested benefits account Rate
0.3 %
bcge.ch
37 Logo Zürcher Landbank AG PRIVOR Vested benefits account Rate
0.3 %
zuercherlandbank.ch
38 Logo Spar- und Leihkasse Bucheggberg AG Vested benefits account Rate
0.3 %
slb.ch
39 Logo Burgergemeinde Bern, DC Bank Deposito-Cassa der Stadt Bern PRIVOR Vested benefits account Rate
0.3 %
dcbank.ch
40 Logo Migros Bank AG Vested benefits account Rate
0.3 %
migrosbank.ch
41 Logo Banque Cantonale Neuchâteloise Vested benefits account Swisscanto Rate
0.25 %
bcn.ch
42 Logo Ersparniskasse Rüeggisberg Genossenschaft Vested benefits account Rate
0.25 %
ekr.ch
43 Logo Bank Cler Ltd Vested benefits account Rate
0.25 %
cler.ch
44 Logo Banca dello Stato del Cantone Ticino LIBERO Rate
0.25 %
bancastato.ch
45 Logo PostFinance Ltd Vested benefits account 2nd pillar Rate
0.2 %
postfinance.ch
46 Logo Bank Linth LLB AG Vested benefits account 2nd pillar Rate
0.2 %
banklinth.ch
47 Logo Cantonal Bank of Zurich Vested benefits account Rate
0.15 %
zkb.ch
48 Logo Caisse d’Epargne Riviera, société coopérative Account 2nd pillar Rate
0.15 %
ce-riviera.ch
49 Logo Glarner Kantonalbank Vested benefits account Rate
0.1 %
glkb.ch
50 Logo Crédit Mutuel de la Vallée SA 2nd pillar Rate
0.1 %
cmvsa.ch
51 Logo Caisse d’Epargne de Cossonay société coopérative 2nd pillar / Vested benefits account Privor Rate
0.1 %
cedc.ch
52 Logo Alternative Bank Schweiz AG ABS 2 Vested benefits account Rate
0 %
abs.ch

What is a vested benefits account?

This is a blocked bank account that allows you to insure your pension under the BVG. It is an ideal solution if you intend to become self-employed and acquire a home or if you stop working. In addition, the assets in your 2nd pillar vested benefits account are tax-free until they are withdrawn.

Guides and news for savings in Switzerland