Compare the best car loan offers

Select the car loan that best suits your needs thanks to our comparison tool especially dedicated to the financing of new or used vehicles. Make a gesture for the environment and take advantage of a reduced-rate loan for the purchase of a vehicle that consumes less fuel and emits fewer harmful pollutants, or for an energy class "A" car as offered by Banque Cantonale de Genève or Banque Cantonale du Valais. Some offers are not included in this comparative table, such as Cembra's "financing plus" offer for used cars through a dealer or CREDIT-now's "CREDIT-now casa" offer for home owners.


Car loan criteria


CHF 18'000

48 months
Last updated: Sep 19, 2020
Rank Company Overview Rate Monthly payment Link
1 Logo bob Finance Ltd. Car loan
Loan from CHF 1'000 to CHF 80'000
Loan interest rate from 4.9% to 9.9%
Repayment between 6 and 120 months
Rate
4.9 %
Monthly payment
CHF 412.80
bob.ch
2 Logo Cembra Money Bank Ltd. Car loan
Loan from CHF 1'000 to CHF 250'000
Loan interest rate from 7.95% to 9.95%
Repayment between 12 and 84 months
Rate
7.95 %
Monthly payment
CHF 436.70
cembra.ch
3 Logo Bank-now Ltd. Car financing
Loan from CHF 1'000 to CHF 250'000
Loan interest rate from 7.9% to 9.9%
Repayment between 6 and 84 months
Rate
7.9 %
Monthly payment
CHF 436.30
credit-now.ch
4 Logo cashgate Ltd. Car loan cashgate
Loan from CHF 3'000 to CHF 250'000
Loan interest rate from 4.9% to 9.9%
Repayment between 6 and 84 months
Rate
7.9 %
Monthly payment
CHF 436.30
cashgate.ch
5 Logo Banque Cantonale du Valais Car loan
Loan from CHF 500 to CHF 80'000
Loan interest rate from 5.95% to 8.95%
Repayment between 3 and 60 months
Rate
5.95 %
Monthly payment
CHF 421.00
bcvs.ch
6 Logo Banque Cantonale de Genève Vehicle project loan
Loan from CHF 2'500 to CHF 70'000
Loan interest rate 51%
Repayment between 6 and 60 months
Rate
5.5 %
Monthly payment
CHF 417.52
bcge.ch
7 Logo Banque Cantonale du Jura SA Car loan
Loan from CHF 500 to CHF 40'000
Loan interest rate from 3.9% to 5.9%
Repayment between 3 and 48 months
Rate
5.9 %
Monthly payment
CHF 421.00
bcj.ch
8 Logo eny Finance Ltd Car loan
Loan from CHF 1'000 to CHF 80'000
Loan interest rate from 4.5% to 9.9%
Repayment between 6 and 84 months
Rate
4.5 %
Monthly payment
CHF 409.75
enycredit.ch
9 Logo Migros Bank AG Car loan
Loan from CHF 1'000 to CHF 100'000
Loan interest rate from 4.7% to 5.9%
Repayment between 6 and 84 months
Rate
4.7 %
Monthly payment
CHF 411.30
migrosbank.ch

What's a car loan ?

A car loan is a consumer credit that allows you to buy a new or used car without having the equity at the time of purchase. The lender gives the money to pay the seller in exchange for a repayment of the loan, usually in monthly installments, as well as interest. The main advantage of a car credit over leasing is that you own the vehicle from the start. In case of financial difficulties, it is quite possible to resell the car or cancel the credit. In addition, you have complete freedom to choose your car dealer. Finally, unlike leasing, you do not have to take out comprehensive insurance.

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