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A loan allows an individual to finance a project such as buying a car or to offset an unexpected expense with money lent by a financial institution, usually a bank or credit union. This loan of money is most often called private credit, personal credit or consumer credit. For loans to companies, from start-ups to the largest multinationals, the principle is the same: it is called corporate financing. Crowdlending, which is aimed at both individuals and companies, is also a form of credit. However, instead of being financially supported by a bank, it is directly private or institutional investors who will finance your project. As for leasing, whether it is to acquire a car (car credit) or for business equipment (investment leasing), it is more akin to a lease. As for a credit, it is a financing organization or a bank that provides the funds for the investment. However, even if some contracts provide for an option to purchase, the asset remains the property of the financial institution throughout the leasing period.