Private account

Compare the best private account offers

You will find below a list of current account offers from banks in Switzerland. You can easily compare the account offers for managing your payments and money on a daily basis by canton: youth account, association account, senior account, shareholder account, corporate account, foreign currency account or simply a classic current account.


Private account criteria



Last updated: Jun 16, 2020
Rank Company Overview Rate Link
1 Logo neon Switzerland AG neon free
Free opening
Account management: free
Withdrawal limit: -
Rate
0 %
neon-free.ch
2 Logo Baloise Bank SoBa AG Payment Basic
Free opening
Account management: free
Withdrawal limit: CHF 100'000 per month
Rate
0 %
baloise.ch
3 Logo Baloise Bank SoBa AG Payment Plus
Free opening
Account management: CHF 3 per month
Withdrawal limit: CHF 100'000 per month
Rate
0 %
baloise.ch
4 Logo Baloise Bank SoBa AG Payment Silver
Free opening
Account management: CHF 11 per month
Withdrawal limit: CHF 100'000 per month
Rate
0 %
baloise.ch
5 Logo Baloise Bank SoBa AG Payment Gold
Free opening
Account management: CHF 24 per month
Withdrawal limit: CHF 100'000 per month
Rate
0 %
baloise.ch
6 Logo Baloise Bank SoBa AG Payment younGo
Free opening
Account management: free
Withdrawal limit: CHF 100'000 per month
Rate
0 %
baloise.ch
7 Logo Alternative Bank Schweiz AG Daily account
Free opening
Account management: CHF 36 per year
Withdrawal limit: CHF 75'000 per month
Rate
-0.125 %
abs.ch
8 Logo Alternative Bank Schweiz AG Daily account Plus
Free opening
Account management: CHF 12 per year
Withdrawal limit: CHF 75'000 per month
Rate
0.025 %
abs.ch
9 Logo Alternative Bank Schweiz AG Student account
Free opening
Account management: free
Withdrawal limit: CHF 20'000 per month
Rate
0 %
abs.ch
10 Logo Berner Kantonalbank AG Private account Basic
Free opening
Account management: CHF 6 per month
Withdrawal limit: CHF 50'000 per month
Rate
0 %
bekb.ch
11 Logo Berner Kantonalbank AG Private account Plus
Free opening
Account management: CHF 12 per month
Withdrawal limit: CHF 50'000 per month
Rate
0 %
bekb.ch
12 Logo Berner Kantonalbank AG Private account
Free opening
Account management: CHF 30 per year
Withdrawal limit: Unlimited
Rate
0 %
bekb.ch
13 Logo Berner Kantonalbank AG Youth account
Free opening
Account management: free
Withdrawal limit: Unlimited
Rate
0.25 %
bekb.ch
14 Logo Berner Kantonalbank AG Student account
Free opening
Account management: free
Withdrawal limit: Unlimited
Rate
0.25 %
bekb.ch
15 Logo Banque Cantonale de Fribourg Salary account
Free opening
Account management: free
Withdrawal limit: CHF 50'000 per month
Rate
0 %
bcf.ch
16 Logo Banque Cantonale de Fribourg Senior salary account
Free opening
Account management: free
Withdrawal limit: CHF 50'000 per month
Rate
0 %
bcf.ch
17 Logo Banque Cantonale de Fribourg Club account
Free opening
Account management: CHF 30 per year
Withdrawal limit: Unlimited
Rate
0 %
bcf.ch
18 Logo Banque Cantonale de Fribourg Junior account
Free opening
Account management: free
Withdrawal limit: CHF 100 per month
Rate
0.5 %
bcf.ch
19 Logo Banque Cantonale de Fribourg Youth salary account
Free opening
Account management: free
Withdrawal limit: CHF 100'000 per year
Rate
0.5 %
bcf.ch
20 Logo Banque Cantonale de Fribourg Student account
Free opening
Account management: free
Withdrawal limit: CHF 100'000 per year
Rate
0.5 %
bcf.ch
21 Logo Banque Cantonale de Genève BCGE Privé Account
Free opening
Account management: CHF 3 per month
Withdrawal limit: Unlimited
Rate
0 %
bcge.ch
22 Logo Banque Cantonale de Genève BCGE Privé Account (EUR)
Free opening
Account management: CHF 3 per month
Withdrawal limit: Unlimited
Rate
0 %
bcge.ch
23 Logo Banque Cantonale de Genève BCGE Privé Account (USD)
Free opening
Account management: CHF 3 per month
Withdrawal limit: Unlimited
Rate
0.1 %
bcge.ch
24 Logo Banque Cantonale de Genève BCGE Privé 12-25 Account
Free opening
Account management: free
Withdrawal limit: Unlimited
Rate
0.25 %
bcge.ch
25 Logo Banque Cantonale de Genève BCGE Privé 12-25 Account (EUR)
Free opening
Account management: free
Withdrawal limit: Unlimited
Rate
0.25 %
bcge.ch
26 Logo Banque Cantonale du Jura SA Salary account
Free opening
Account management: CHF 2 per month
Withdrawal limit: -
Rate
0 %
bcj.ch
27 Logo Banque Cantonale du Jura SA Current account (EUR)
Free opening
Account management: CHF 2 per month
Withdrawal limit: -
Rate
0 %
bcj.ch
28 Logo Banque Cantonale du Jura SA Club account
Free opening
Account management: CHF 1 per month
Withdrawal limit: -
Rate
0 %
bcj.ch
29 Logo Banque Cantonale du Jura SA Start salary account
Free opening
Account management: free
Withdrawal limit: -
Rate
0.3 %
bcj.ch
30 Logo Banque Cantonale du Valais Private account
Free opening
Account management: CHF 4 per month
Withdrawal limit: CHF 50'000 per month
Rate
0 %
bcvs.ch
31 Logo Banque Cantonale du Valais Club account
Free opening
Account management: CHF 3 per month
Withdrawal limit: CHF 50'000 per month
Rate
0 %
bcvs.ch
32 Logo Banque Cantonale du Valais BCVs Start account
Free opening
Account management: free
Withdrawal limit: Unlimited
Rate
0.75 %
bcvs.ch
33 Logo Banque Cantonale du Valais Account in euro (EUR)
Free opening
Account management: CHF 12 per year
Withdrawal limit: Unlimited
Rate
0 %
bcvs.ch
34 Logo Banque Cantonale Neuchâteloise Private account
Free opening
Account management: CHF 5 per month
Withdrawal limit: CHF 100'000 per month
Rate
0.01 %
bcn.ch
35 Logo Banque Cantonale Neuchâteloise Private account 60+
Free opening
Account management: CHF 5 per month
Withdrawal limit: CHF 100'000 per month
Rate
0.01 %
bcn.ch
36 Logo Banque Cantonale Neuchâteloise Youth private account
Free opening
Account management: free
Withdrawal limit: CHF 100'000 per month
Rate
0.2 %
bcn.ch
37 Logo Banque Cantonale Vaudoise Direct banking pack
Free opening
Account management: CHF 4 per month
Withdrawal limit: CHF 100'000 per month
Rate
0 %
bcv.ch
38 Logo Banque Cantonale Vaudoise Classic banking pack
Free opening
Account management: CHF 8 per month
Withdrawal limit: CHF 100'000 per month
Rate
0 %
bcv.ch
39 Logo Banque Cantonale Vaudoise Premium banking pack
Free opening
Account management: CHF 18 per month
Withdrawal limit: CHF 100'000 per month
Rate
0 %
bcv.ch
40 Logo Banque Cantonale Vaudoise Junior banking pack
Free opening
Account management: free
Withdrawal limit: CHF 200 per month
Rate
0.25 %
bcv.ch
41 Logo Banque Cantonale Vaudoise Youth banking pack
Free opening
Account management: free
Withdrawal limit: CHF 10'000 per month
Rate
0.25 %
bcv.ch
42 Logo Banque Cantonale Vaudoise Campus banking pack
Free opening
Account management: free
Withdrawal limit: CHF 25'000 per month
Rate
0.25 %
bcv.ch
43 Logo Banque Cantonale Vaudoise Youth Professional banking pack
Free opening
Account management: CHF 2 per month
Withdrawal limit: CHF 100'000 per month
Rate
0 %
bcv.ch
44 Logo Bank Cler Ltd Private account
Free opening
Account management: CHF 5 per month
Withdrawal limit: CHF 750'000 per year
Rate
0 %
cler.ch
45 Logo Bank Cler Ltd Private account Euro (EUR)
Free opening
Account management: CHF 5 per month
Withdrawal limit: CHF 750'000 per year
Rate
0 %
cler.ch
46 Logo Bank Cler Ltd Youth account
Free opening
Account management: free
Withdrawal limit: CHF 100'000 per year
Rate
0.3 %
cler.ch
47 Logo Migros Bank AG Private account
Free opening
Account management: CHF 3 per month
Withdrawal limit: CHF 50'000 per month
Rate
0 %
migrosbank.ch
48 Logo Migros Bank AG Private account (EUR)
Free opening
Account management: CHF 3 per month
Withdrawal limit: CHF 30'000 per month
Rate
0 %
migrosbank.ch
49 Logo Migros Bank AG Current account
Free opening
Account management: CHF 3 per month
Withdrawal limit: Unlimited
Rate
0 %
migrosbank.ch
50 Logo Migros Bank AG Premium account
Free opening
Account management: free
Withdrawal limit: CHF 50'000 per month
Rate
0 %
migrosbank.ch
51 Logo Migros Bank AG Private account Free25
Free opening
Account management: free
Withdrawal limit: CHF 20'000 per month
Rate
0.4 %
migrosbank.ch
52 Logo Valiant Bank AG Private account
Free opening
Account management: CHF 5 per month
Withdrawal limit: Unlimited
Rate
0 %
valiant.ch
53 Logo Valiant Bank AG Current account (EUR)
Free opening
Account management: -
Withdrawal limit: Unlimited
Rate
0 %
valiant.ch
54 Logo Valiant Bank AG Young Plus account
Free opening
Account management: free
Withdrawal limit: Unlimited
Rate
0.25 %
valiant.ch
55 Logo Credit Suisse (Switzerland) Ltd. Private account
Free opening
Account management: CHF 5 per month
Withdrawal limit: CHF 500'000 per year
Rate
0 %
credit-suisse.com
56 Logo Credit Suisse (Switzerland) Ltd. Current Account
Free opening
Account management: CHF 5 per month
Withdrawal limit: Unlimited
Rate
0 %
credit-suisse.com
57 Logo PostFinance Ltd Private account
Free opening
Account management: CHF 5 per month
Withdrawal limit: Unlimited
Rate
0 %
postfinance.ch
58 Logo PostFinance Ltd Private Account Plus
Free opening
Account management: CHF 12 per month
Withdrawal limit: Unlimited
Rate
0 %
postfinance.ch
59 Logo PostFinance Ltd Private Account (EUR)
Free opening
Account management: CHF 5 per month
Withdrawal limit: Unlimited
Rate
0 %
postfinance.ch
60 Logo PostFinance Ltd Private Account (USD, GBP, JPY, AUD, CAD, DKK, NOK, SEK)
Free opening
Account management: CHF 5 per month
Withdrawal limit: Unlimited
Rate
0 %
postfinance.ch
61 Logo PostFinance Ltd Youth account (CHF ou EUR)
Free opening
Account management: free
Withdrawal limit: -
Rate
0.25 %
postfinance.ch
62 Logo PostFinance Ltd Student account (CHF ou EUR)
Free opening
Account management: free
Withdrawal limit: CHF 20'000 per month
Rate
0.25 %
postfinance.ch
63 Logo Raiffeisen Switzerland Cooperative Private account
Free opening
Account management: -
Withdrawal limit: Unlimited
Rate
0 %
raiffeisen.ch
64 Logo Raiffeisen Switzerland Cooperative Association account
Free opening
Account management: -
Withdrawal limit: Unlimited
Rate
0 %
raiffeisen.ch
65 Logo Raiffeisen Switzerland Cooperative Shareholder account
Free opening
Account management: -
Withdrawal limit: Unlimited
Rate
0 %
raiffeisen.ch
66 Logo Raiffeisen Switzerland Cooperative Private account (EUR)
Free opening
Account management: -
Withdrawal limit: Unlimited
Rate
0 %
raiffeisen.ch
67 Logo Raiffeisen Switzerland Cooperative Youth account
Free opening
Account management: -
Withdrawal limit: -
Rate
0.25 %
raiffeisen.ch
68 Logo UBS Inc. Personal account (CHF, EUR)
Free opening
Account management: CHF 5 per month
Withdrawal limit: -
Rate
0 %
ubs.ch
69 Logo UBS Inc. Current account
Free opening
Account management: CHF 5 per month
Withdrawal limit: Unlimited
Rate
0 %
ubs.ch

What's a private current account ?

A private current account, or debit account is a type of account which allows you to proceed your everyday payments and manage your daily use of money. It can be attached to a banking package grouping produces and banking services like debit cards, credit cards and other savings or current accounts together.

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