Savings account

Compare the best savings account offers

We compared more than 150 savings account offers from 30 Swiss banks. Thanks to the drop-down list below, you will easily find all types of savings accounts on the market: youth account, gift account, foreign currency account, bonus account, senior account, shareholder account or simply a classic savings account. You will thus be able to easily choose the savings account adapted to your needs and at the best interest rate. Keep in mind that some banks apply negative interest rates to their private customers, usually starting from a certain amount, and that your savings may not earn you any profit. (Read: why do savings pay so little?)


Savings account criteria



Last updated: Sep 18, 2023
Rank Company Rate Remuneration limit Withdrawal limit Link
1 Logo Crédit Agricole next bank SA
CA Energy (CHF)
Rate
1.25 %
Limit
-
Remuneration limit
CHF 100'000 per year
ca-nextbank.ch
2 Logo Crédit Agricole next bank SA
CA Free Savings (CHF)
Rate
0.85 %
Limit
-
Remuneration limit
CHF 20'000 per month
ca-nextbank.ch
3 Logo Crédit Agricole next bank SA
CA Free Savings (EUR)
Rate
0.95 %
Limit
-
Remuneration limit
EUR 20'000 per month
ca-nextbank.ch
4 Logo Crédit Agricole next bank SA
CA Junior (CHF)
Rate
1.25 %
Limit
-
Remuneration limit
nolimit
ca-nextbank.ch
5 Logo Crédit Agricole next bank SA
CA Junior (EUR)
Rate
1.5 %
Limit
-
Remuneration limit
nolimit
ca-nextbank.ch
6 Logo Banque Cantonale de Fribourg
Savings account
Rate
0.75 %
Limit
-
Remuneration limit
CHF 50'000 per year
bcf.ch
7 Logo Banque Cantonale de Fribourg
Youth savings account
Rate
1 %
Limit
CHF 50'000
Remuneration limit
CHF 50'000 per year
bcf.ch
8 Logo Banque Cantonale de Fribourg
Bonus Savings account
Rate
1 %
Limit
CHF 100'000
Remuneration limit
CHF 20'000 per year
bcf.ch
9 Logo Banque Cantonale de Fribourg
Gift savings account
Rate
1 %
Limit
CHF 20'000
Remuneration limit
CHF 10'000 per year
bcf.ch
10 Logo Banque Cantonale de Fribourg
Senior savings account
Rate
0.75 %
Limit
-
Remuneration limit
CHF 50'000 per year
bcf.ch
11 Logo Bank Cler Ltd
Savings account
Rate
0.45 %
Limit
CHF 500'000
Remuneration limit
CHF 10'000 per month
cler.ch
12 Logo Bank Cler Ltd
Plus savings account
Rate
0.65 %
Limit
-
Remuneration limit
CHF 20'000 per year
cler.ch
13 Logo Bank Cler Ltd
Exclusive savings account
Rate
0.65 %
Limit
-
Remuneration limit
CHF 20'000 per year
cler.ch
14 Logo Bank Cler Ltd
Savings account EUR
Rate
0.3 %
Limit
-
Remuneration limit
EUR 10'000 per month
cler.ch
15 Logo Bank Cler Ltd
Youth savings account
Rate
0.85 %
Limit
CHF 25'000
Remuneration limit
CHF 10'000 per month
cler.ch
16 Logo Bank Cler Ltd
Gift savings account
Rate
0.85 %
Limit
CHF 25'000
Remuneration limit
CHF 10'000 per month
cler.ch
17 Logo Banque Cantonale du Valais
Ordinary savings account
Rate
0.7 %
Limit
CHF 50'000
Remuneration limit
CHF 50'000 per year
bcvs.ch
18 Logo Banque Cantonale du Valais
Plus savings account
Rate
0.7 %
Limit
CHF 200'000
Remuneration limit
CHF 50'000 per year
bcvs.ch
19 Logo Banque Cantonale du Valais
Senior savings account
Rate
0.7 %
Limit
CHF 50'000
Remuneration limit
CHF 50'000 per year
bcvs.ch
20 Logo Banque Cantonale du Valais
Gift savings account
Rate
1 %
Limit
CHF 20'000
Remuneration limit
-
bcvs.ch
21 Logo Raiffeisen Switzerland Cooperative
Member Savings Account
Rate
0.5 %
Limit
CHF 100'000
Remuneration limit
CHF 20'000 per month
raiffeisen.ch
22 Logo Raiffeisen Switzerland Cooperative
Savings account
Rate
0.25 %
Limit
-
Remuneration limit
CHF 20'000 per month
raiffeisen.ch
23 Logo Raiffeisen Switzerland Cooperative
Gift savings account
Rate
0.5 %
Limit
CHF 5'000
Remuneration limit
CHF 20'000 per month
raiffeisen.ch
24 Logo Raiffeisen Switzerland Cooperative
Savings account EUR
Rate
0.25 %
Limit
-
Remuneration limit
EUR 10'000 per month
raiffeisen.ch
25 Logo Raiffeisen Switzerland Cooperative
Youth savings account
Rate
0.75 %
Limit
CHF 50'000
Remuneration limit
CHF 20'000 per month
raiffeisen.ch
26 Logo Nidwaldner Kantonalbank
Savings 10
Rate
0.9 %
Limit
CHF 100'000
Remuneration limit
CHF 10'000 per month
nkb.ch
27 Logo Nidwaldner Kantonalbank
Savings 30
Rate
0.5 %
Limit
CHF 100'000
Remuneration limit
CHF 30'000 per month
nkb.ch
28 Logo Nidwaldner Kantonalbank
Savings 50
Rate
0.2 %
Limit
CHF 100'000
Remuneration limit
CHF 50'000 per month
nkb.ch
29 Logo Nidwaldner Kantonalbank
Youth savings
Rate
1 %
Limit
CHF 50'000
Remuneration limit
CHF 30'000 per month
nkb.ch
30 Logo Nidwaldner Kantonalbank
Kids savings Noldi
Rate
1 %
Limit
CHF 50'000
Remuneration limit
CHF 30'000 per month
nkb.ch
31 Logo Nidwaldner Kantonalbank
Student savings
Rate
1 %
Limit
CHF 50'000
Remuneration limit
CHF 30'000 per month
nkb.ch
32 Logo Nidwaldner Kantonalbank
Gift savings account
Rate
1 %
Limit
CHF 20'000
Remuneration limit
CHF 30'000 per month
nkb.ch
33 Logo Banca dello Stato del Cantone Ticino
Savings account
Rate
0.7 %
Limit
CHF 100'000
Remuneration limit
CHF 10'000 per month
bancastato.ch
34 Logo Banca dello Stato del Cantone Ticino
Savings account EUR
Rate
0.3 %
Limit
EUR 100'000
Remuneration limit
EUR 10'000 per month
bancastato.ch
35 Logo Banca dello Stato del Cantone Ticino
Senior savings account
Rate
0.7 %
Limit
CHF 100'000
Remuneration limit
CHF 10'000 per month
bancastato.ch
36 Logo Banca dello Stato del Cantone Ticino
Youth savings account
Rate
1 %
Limit
CHF 50'000
Remuneration limit
CHF 10'000 per month
bancastato.ch
37 Logo Banca dello Stato del Cantone Ticino
PREMIA Savings account
Rate
0.7 %
Limit
CHF 150'000
Remuneration limit
CHF 10'000 per year
bancastato.ch
38 Logo Banca dello Stato del Cantone Ticino
PREMIA Savings account EUR
Rate
0.3 %
Limit
EUR 150'000
Remuneration limit
EUR 10'000 per year
bancastato.ch
39 Logo Banca dello Stato del Cantone Ticino
PREMIA Youth savings account
Rate
1 %
Limit
CHF 50'000
Remuneration limit
CHF 10'000 per year
bancastato.ch
40 Logo Banca dello Stato del Cantone Ticino
Savings account CUMULA
Rate
0.7 %
Limit
CHF 150'000
Remuneration limit
CHF 20'000 per year
bancastato.ch
41 Logo Banca dello Stato del Cantone Ticino
Savings account CUMULA EUR
Rate
0.3 %
Limit
EUR 120'000
Remuneration limit
EUR 20'000 per year
bancastato.ch
42 Logo Banca dello Stato del Cantone Ticino
Savings account LIBERO
Rate
0.7 %
Limit
CHF 500'000
Remuneration limit
CHF 20'000 per month
bancastato.ch
43 Logo Schaffhauser Kantonalbank
Savings account CHF
Rate
0.75 %
Limit
CHF 250'000
Remuneration limit
CHF 10'000 per month
shkb.ch
44 Logo Schaffhauser Kantonalbank
60 savings account
Rate
0.75 %
Limit
CHF 250'000
Remuneration limit
CHF 10'000 per month
shkb.ch
45 Logo Schaffhauser Kantonalbank
Plus savings account
Rate
0.8 %
Limit
CHF 250'000
Remuneration limit
CHF 10'000 per year
shkb.ch
46 Logo Schaffhauser Kantonalbank
Savings account EUR
Rate
1 %
Limit
EUR 250'000
Remuneration limit
EUR 10'000 per month
shkb.ch
47 Logo Schaffhauser Kantonalbank
Youth savings account
Rate
1 %
Limit
CHF 25'000
Remuneration limit
CHF 10'000 per month
shkb.ch
48 Logo Schaffhauser Kantonalbank
Gift savings account
Rate
1 %
Limit
CHF 25'000
Remuneration limit
CHF 10'000 per month
shkb.ch
49 Logo Schwyzer Kantonalbank
Savings account
Rate
0.8 %
Limit
CHF 1'000'000
Remuneration limit
CHF 20'000 per month
szkb.ch
50 Logo Schwyzer Kantonalbank
Gift savings account
Rate
1.2 %
Limit
CHF 20'000
Remuneration limit
CHF 50'000 per year
szkb.ch
51 Logo Schwyzer Kantonalbank
Youth savings account
Rate
1.2 %
Limit
CHF 20'000
Remuneration limit
CHF 20'000 per year
szkb.ch
52 Logo Schwyzer Kantonalbank
Kabi savings account
Rate
1.2 %
Limit
CHF 20'000
Remuneration limit
CHF 20'000 per year
szkb.ch
53 Logo Schwyzer Kantonalbank
Plus savings account
Rate
1.25 %
Limit
CHF 1'000'000
Remuneration limit
-
szkb.ch
54 Logo Zuger Kantonalbank
Savings account
Rate
0.4 %
Limit
CHF 200'000
Remuneration limit
CHF 20'000 per month
zugerkb.ch
55 Logo Zuger Kantonalbank
Plus savings account
Rate
1 %
Limit
CHF 200'000
Remuneration limit
CHF 50'000 per year
zugerkb.ch
56 Logo Zuger Kantonalbank
Savings account for Young People
Rate
1 %
Limit
CHF 25'000
Remuneration limit
CHF 20'000 per month
zugerkb.ch
57 Logo Zuger Kantonalbank
Gift savings account
Rate
1 %
Limit
CHF 25'000
Remuneration limit
CHF 20'000 per month
zugerkb.ch
58 Logo Thurgauer Kantonalbank
Savings account
Rate
0.75 %
Limit
CHF 100'000
Remuneration limit
CHF 10'000 per month
tkb.ch
59 Logo Thurgauer Kantonalbank
Young savings account
Rate
1 %
Limit
CHF 100'000
Remuneration limit
CHF 10'000 per month
tkb.ch
60 Logo Thurgauer Kantonalbank
Student savings
Rate
1 %
Limit
CHF 100'000
Remuneration limit
CHF 10'000 per month
tkb.ch
61 Logo Thurgauer Kantonalbank
Investment savings account Classic
Rate
0.8 %
Limit
CHF 100'000
Remuneration limit
CHF 10'000 per year
tkb.ch
62 Logo Thurgauer Kantonalbank
Young Investment savings account
Rate
1 %
Limit
CHF 100'000
Remuneration limit
CHF 10'000 per year
tkb.ch
63 Logo Thurgauer Kantonalbank
Student Investment savings account
Rate
1 %
Limit
CHF 100'000
Remuneration limit
CHF 10'000 per year
tkb.ch
64 Logo Thurgauer Kantonalbank
Gift savings account
Rate
1 %
Limit
CHF 20'000
Remuneration limit
CHF 10'000 per year
tkb.ch
65 Logo Thurgauer Kantonalbank
Carlo account
Rate
1 %
Limit
CHF 20'000
Remuneration limit
CHF 20'000 per year
tkb.ch
66 Logo Basellandschaftliche Kantonalbank
Savings account CHF
Rate
0.7 %
Limit
CHF 100'000
Remuneration limit
CHF 30'000 per month
blkb.ch
67 Logo Basellandschaftliche Kantonalbank
Savings account EUR
Rate
0.4 %
Limit
-
Remuneration limit
EUR 20'000 per month
blkb.ch
68 Logo Basellandschaftliche Kantonalbank
Gift savings account
Rate
1 %
Limit
CHF 20'000
Remuneration limit
CHF 10'000 per year
blkb.ch
69 Logo Basellandschaftliche Kantonalbank
Youth savings account
Rate
1 %
Limit
CHF 20'000
Remuneration limit
CHF 10'000 per year
blkb.ch
70 Logo Basellandschaftliche Kantonalbank
Plus Investment savings account
Rate
0.6 %
Limit
-
Remuneration limit
CHF 10'000 per year
blkb.ch
71 Logo Basellandschaftliche Kantonalbank
60+ savings account
Rate
0.7 %
Limit
CHF 100'000
Remuneration limit
CHF 30'000 per month
blkb.ch
72 Logo Berner Kantonalbank AG
Savings account
Rate
0.75 %
Limit
-
Remuneration limit
CHF 50'000 per year
bekb.ch
73 Logo Berner Kantonalbank AG
Investment savings account
Rate
0.75 %
Limit
-
Remuneration limit
CHF 25'000 per year
bekb.ch
74 Logo Berner Kantonalbank AG
Shareholder savings account
Rate
1 %
Limit
-
Remuneration limit
CHF 25'000 per year
bekb.ch
75 Logo Berner Kantonalbank AG
Youth savings account
Rate
1.25 %
Limit
CHF 10'000
Remuneration limit
CHF 25'000 per year
bekb.ch
76 Logo Berner Kantonalbank AG
Gift savings account
Rate
1.25 %
Limit
CHF 10'000
Remuneration limit
CHF 25'000 per year
bekb.ch
77 Logo Glarner Kantonalbank
Private savings account
Rate
0.6 %
Limit
CHF 50'000
Remuneration limit
CHF 20'000 per month
glkb.ch
78 Logo Glarner Kantonalbank
Retirement savings account
Rate
0.6 %
Limit
CHF 50'000
Remuneration limit
CHF 20'000 per month
glkb.ch
79 Logo Glarner Kantonalbank
Youth savings account
Rate
1 %
Limit
CHF 50'000
Remuneration limit
CHF 20'000 per month
glkb.ch
80 Logo Glarner Kantonalbank
Funeral Funds savings account
Rate
0.6 %
Limit
CHF 50'000
Remuneration limit
CHF 20'000 per month
glkb.ch
81 Logo Glarner Kantonalbank
Shareholder savings account
Rate
0.65 %
Limit
CHF 50'000
Remuneration limit
CHF 20'000 per month
glkb.ch
82 Logo Appenzeller Kantonalbank
Savings account
Rate
1 %
Limit
-
Remuneration limit
CHF 50'000 per month
appkb.ch
83 Logo Appenzeller Kantonalbank
Youth savings account
Rate
1.3 %
Limit
CHF 20'000
Remuneration limit
CHF 20'000 per month
appkb.ch
84 Logo Cantonal Bank of Basel
Savings account
Rate
0.6 %
Limit
CHF 100'000
Remuneration limit
CHF 100'000 per year
bkb.ch
85 Logo Cantonal Bank of Basel
Investment savings account
Rate
0.6 %
Limit
CHF 100'000
Remuneration limit
CHF 50'000 per year
bkb.ch
86 Logo Cantonal Bank of Basel
Youth savings account
Rate
1 %
Limit
CHF 20'000
Remuneration limit
CHF 50'000 per year
bkb.ch
87 Logo Cantonal Bank of Basel
Euro Savings Account
Rate
0.3 %
Limit
-
Remuneration limit
EUR 100'000 per year
bkb.ch
88 Logo Cantonal Bank of Basel
Gift savings account
Rate
1 %
Limit
CHF 20'000
Remuneration limit
CHF 50'000 per year
bkb.ch
89 Logo Luzerner Kantonalbank AG
Savings account blu
Rate
1.25 %
Limit
CHF 20'000
Remuneration limit
CHF 50'000 per month
lukb.ch
90 Logo Luzerner Kantonalbank AG
Savings account
Rate
1 %
Limit
CHF 100'000
Remuneration limit
CHF 50'000 per month
lukb.ch
91 Logo Luzerner Kantonalbank AG
Gift blu savings account
Rate
1.25 %
Limit
CHF 20'000
Remuneration limit
CHF 50'000 per month
lukb.ch
92 Logo PostFinance Ltd
Savings account (CHF, EUR)
Rate
0.8 %
Limit
CHF 50'000
Remuneration limit
CHF 100'000 per year
postfinance.ch
93 Logo PostFinance Ltd
Youth savings account (CHF, EUR)
Rate
1.1 %
Limit
CHF 25'000
Remuneration limit
CHF 100'000 per year
postfinance.ch
94 Logo PostFinance Ltd
Gift account
Rate
1.1 %
Limit
CHF 25'000
Remuneration limit
CHF 100'000 per year
postfinance.ch
95 Logo Migros Bank AG
Savings account
Rate
0.55 %
Limit
CHF 100'000
Remuneration limit
CHF 10'000 per month
migrosbank.ch
96 Logo Migros Bank AG
Investment savings account
Rate
0.85 %
Limit
CHF 100'000
Remuneration limit
CHF 20'000 per year
migrosbank.ch
97 Logo Migros Bank AG
Youth savings account
Rate
0.6 %
Limit
CHF 25'000
Remuneration limit
CHF 10'000 per month
migrosbank.ch
98 Logo Migros Bank AG
Savings account Free25
Rate
1 %
Limit
CHF 25'000
Remuneration limit
CHF 10'000 per month
migrosbank.ch
99 Logo Valiant Bank AG
Savings account
Rate
0.7 %
Limit
CHF 25'000
Remuneration limit
CHF 25'000 per month
valiant.ch
100 Logo Valiant Bank AG
Young Plus savings account
Rate
1 %
Limit
CHF 20'000
Remuneration limit
CHF 25'000 per month
valiant.ch
101 Logo Valiant Bank AG
Lila Savings account
Rate
0.7 %
Limit
CHF 500'000
Remuneration limit
CHF 25'000 per month
valiant.ch
102 Logo Valiant Bank AG
Gift account
Rate
1 %
Limit
CHF 20'000
Remuneration limit
CHF 25'000 per month
valiant.ch
103 Logo Graubündner Kantonalbank
Savings account (CHF, EUR)
Rate
0.6 %
Limit
-
Remuneration limit
CHF 50'000 per month
gkb.ch
104 Logo Graubündner Kantonalbank
Gift savings account
Rate
1 %
Limit
CHF 20'000
Remuneration limit
CHF 10'000 per year
gkb.ch
105 Logo Graubündner Kantonalbank
Pyramid savings account
Rate
0.75 %
Limit
CHF 500'000
Remuneration limit
CHF 10'000 per month
gkb.ch
106 Logo Banque Cantonale de Genève
BCGE Epargne Account
Rate
0.75 %
Limit
CHF 500'000
Remuneration limit
CHF 50'000 per year
bcge.ch
107 Logo Banque Cantonale de Genève
Epargne Classic Account EUR
Rate
0.5 %
Limit
EUR 300'000
Remuneration limit
EUR 50'000 per year
bcge.ch
108 Logo Banque Cantonale de Genève
Epargne Classic Account USD
Rate
0.125 %
Limit
USD 500'000
Remuneration limit
USD 50'000 per year
bcge.ch
109 Logo Banque Cantonale de Genève
Epargne Classic Account CNY
Rate
1.5 %
Limit
CNY 3'200'000
Remuneration limit
CNY 50'000 per year
bcge.ch
110 Logo Banque Cantonale de Genève
Epargne Classic Account GBP
Rate
0.125 %
Limit
GBP 400'000
Remuneration limit
GBP 50'000 per year
bcge.ch
111 Logo Banque Cantonale de Genève
Epargne Jeunesse Account
Rate
1 %
Limit
CHF 100'000
Remuneration limit
CHF 50'000 per year
bcge.ch
112 Logo Cantonal Bank of Saint Gall Ltd
Savings account
Rate
0.8 %
Limit
CHF 250'000
Remuneration limit
CHF 20'000 per month
sgkb.ch
113 Logo Cantonal Bank of Saint Gall Ltd
Shareholder savings account Unica
Rate
0.9 %
Limit
-
Remuneration limit
CHF 10'000 per month
sgkb.ch
114 Logo Cantonal Bank of Saint Gall Ltd
Youth savings account
Rate
1 %
Limit
CHF 20'000
Remuneration limit
CHF 20'000 per month
sgkb.ch
115 Logo Cantonal Bank of Zurich
Savings account
Rate
0.75 %
Limit
CHF 50'000
Remuneration limit
CHF 10'000 per month
zkb.ch
116 Logo Cantonal Bank of Zurich
Environmental savings account
Rate
0.25 %
Limit
CHF 250'000
Remuneration limit
CHF 10'000 per month
zkb.ch
117 Logo Cantonal Bank of Zurich
Gift savings account
Rate
1 %
Limit
CHF 50'000
Remuneration limit
CHF 10'000 per month
zkb.ch
118 Logo Cantonal Bank of Zurich
Youth savings account
Rate
1 %
Limit
CHF 50'000
Remuneration limit
CHF 10'000 per month
zkb.ch
119 Logo Banque Cantonale Neuchâteloise
Savings account
Rate
0.5 %
Limit
CHF 100'000
Remuneration limit
CHF 50'000 per year
bcn.ch
120 Logo Banque Cantonale Neuchâteloise
Youth savings account
Rate
0.7 %
Limit
CHF 20'000
Remuneration limit
CHF 50'000 per year
bcn.ch
121 Logo Banque Cantonale Neuchâteloise
Gift savings account
Rate
0.7 %
Limit
CHF 20'000
Remuneration limit
CHF 10'000 per year
bcn.ch
122 Logo Banque Cantonale Neuchâteloise
60+ savings account
Rate
0.5 %
Limit
CHF 100'000
Remuneration limit
CHF 50'000 per year
bcn.ch
123 Logo Banque Cantonale du Jura SA
Savings account
Rate
0.6 %
Limit
-
Remuneration limit
CHF 25'000 per month
bcj.ch
124 Logo Banque Cantonale du Jura SA
Shareholder savings account
Rate
0.65 %
Limit
CHF 100'000
Remuneration limit
CHF 25'000 per month
bcj.ch
125 Logo Banque Cantonale du Jura SA
Bonus savings account
Rate
1.1 %
Limit
CHF 100'000
Remuneration limit
CHF 25'000 per month
bcj.ch
126 Logo UBS Inc.
Savings account
Rate
0.75 %
Limit
CHF 50'000
Remuneration limit
CHF 50'000 per year
ubs.ch
127 Logo UBS Inc.
Savings account EUR
Rate
0.75 %
Limit
EUR 50'000
Remuneration limit
EUR 30'000 per year
ubs.ch
128 Logo UBS Inc.
Savings account for young people
Rate
1.1 %
Limit
CHF 50'000
Remuneration limit
CHF 50'000 per year
ubs.ch
129 Logo Urner Kantonalbank
Savings account
Rate
0.8 %
Limit
CHF 100'000
Remuneration limit
CHF 30'000 per month
ukb.ch
130 Logo Urner Kantonalbank
60 Plus savings account
Rate
0.8 %
Limit
CHF 100'000
Remuneration limit
CHF 30'000 per month
ukb.ch
131 Logo Urner Kantonalbank
Youth savings account
Rate
1.25 %
Limit
CHF 20'000
Remuneration limit
CHF 30'000 per month
ukb.ch

What is a savings account

A savings account is a bank account onto which it is possible to deposit money that will then produce interest money for the possessor of the account. Usually, this type of account comes with a withdrawal upper limit, which is the maximum that can be drawn over a given duration. That also includes a remuneration limit which is the maximal sum that can be placed on the savings account.

Guides and news for savings in Switzerland