Construction loan

Compare the best offers for construction loans

We have ranked in our comparative table the construction loan offers from nearly 30 companies: banks, insurance companies, credit providers and investment funds. Select the construction loan that meets your needs and find the ideal solution for financing the home of your dreams. It is important to bear in mind that while the interest rate is generally determined individually, there is usually a one-off management fee that is applied, or even a quarterly commission of around 0.25% on the highest debit balance.


Construction loan criteria


CHF 700'000

Last updated: Sep 21, 2020
Rank Company Overview Rate Annual interest Link
1 Logo Migros Bank AG Construction loan Rate
2.25 %
Annual interest
CHF 15'750
migrosbank.ch
2 Logo PostFinance Ltd Construction loan Rate
2.25 %
Annual interest
CHF 15'750
postfinance.ch
3 Logo Luzerner Kantonalbank AG Construction loan Rate
1.5 %
Annual interest
CHF 10'500
lukb.ch
4 Logo Cantonal Bank of Basel BKB construction loan Rate
1.75 %
Annual interest
CHF 12'250
bkb.ch
5 Logo Cantonal Bank of Saint Gall Ltd Construction loan Rate
2.75 %
Annual interest
CHF 19'250
sgkb.ch
6 Logo Obwaldner Kantonalbank Construction loan Rate
1 %
Annual interest
CHF 7'000
okb.ch
7 Logo Credit Suisse (Switzerland) Ltd. Construction Loan Rate
2.6 %
Annual interest
CHF 18'200
credit-suisse.com
8 Logo Valiant Bank AG Construction loan Rate
2.25 %
Annual interest
CHF 15'750
valiant.ch
9 Logo Crédit Agricole next bank SA Construction loans Rate
1.25 %
Annual interest
CHF 8'750
ca-nextbank.ch
10 Logo Banque Cantonale de Fribourg Construction loan Rate
1.5 %
Annual interest
CHF 10'500
bcf.ch
11 Logo Alpha RHEINTAL Bank AG Alpha Construction loan Rate
2.25 %
Annual interest
CHF 15'750
alpharheintalbank.ch
12 Logo AEK BANK 1826 Genossenschaft Construction loan Rate
2.5 %
Annual interest
CHF 17'500
aekbank.ch
13 Logo Basellandschaftliche Kantonalbank Construction loan Rate
1.5 %
Annual interest
CHF 10'500
blkb.ch
14 Logo Baloise Bank SoBa AG Construction loan Rate
1.75 %
Annual interest
CHF 12'250
baloise.ch
15 Logo Bank Gantrisch Genossenschaft Construction loan Rate
1.25 %
Annual interest
CHF 8'750
bankgantrisch.ch
16 Logo Bank in Zuzwil AG Construction loan Rate
2.25 %
Annual interest
CHF 15'750
bankbiz.ch
17 Logo Bezirks-Sparkasse Dielsdorf Genossenschaft Construction financing Rate
1.5 %
Annual interest
CHF 10'500
sparkasse-dielsdorf.ch
18 Logo Caisse d’Epargne de Cossonay société coopérative Construction loan Rate
2 %
Annual interest
CHF 14'000
cedc.ch
19 Logo GRB Glarner Regionalbank Genossenschaft Construction loan Rate
1.5 %
Annual interest
CHF 10'500
glarner-regionalbank.ch
20 Logo Hypothekarbank Lenzburg AG Construction loan Rate
1 %
Annual interest
CHF 7'000
hbl.ch
21 Logo Regiobank Solothurn AG Construction loan Rate
2.75 %
Annual interest
CHF 19'250
regiobank.ch
22 Logo Spar- und Leihkasse Frutigen AG Construction loan Rate
2.5 %
Annual interest
CHF 17'500
slfrutigen.ch
23 Logo Zürcher Landbank AG Construction loan Rate
1.25 %
Annual interest
CHF 8'750
zuercherlandbank.ch
24 Logo Urner Kantonalbank Construction loan Rate
1.5 %
Annual interest
CHF 10'500
ukb.ch
25 Logo Burgerliche Ersparniskasse Bern, Genossenschaft Construction loan Rate
1.75 %
Annual interest
CHF 12'250
burgerliche-ek-bern.ch
26 Logo Clientis EB Entlebucher Bank AG Construction loan Rate
1.375 %
Annual interest
CHF 9'625
eb.clientis.ch

What is a construction loan?

A construction loan is a flexible and temporary financing solution that is ideal for new construction or renovation of a property. This type of loan allows you to finance the architect, builders and contractors with a single loan and a single construction bank account. One of the advantages of the construction credit is that it is only drawn down as work progresses and invoices are received. This means that you only pay interest on the money used. Once the work has been completed, the credit is then converted into a mortgage.

Guides and news on mortgage loans in Switzerland