Account and term deposit

Compare the best account and term deposit offers

Thanks to top-bank.ch, you can quickly find the ideal bank for your time deposits and term accounts in Switzerland, regardless of the duration, currency or amount of your investment. We have listed the offers for term accounts and time deposits as well as their requirements, such as the minimum investment amount and term, and the various currencies accepted by the banks.


Account and term deposit criteria


Last updated: Sep 22, 2020
Rank Company Overview Link
1 Logo Baloise Bank SoBa AG Term deposits
Minimum deposit: CHF 100'000
Duration from 1 to 12 months
CHF, EUR, USD
baloise.ch
2 Logo Banca dello Stato del Cantone Ticino Term deposits
Minimum deposit: CHF 100'000
Duration from 1 to 12 months
CHF, EUR, USD
bancastato.ch
3 Logo Banque Cantonale de Genève Forward investments
Minimum deposit: CHF 250'000
Max 12 months
CHF, EUR, USD
bcge.ch
4 Logo Banque Cantonale Neuchâteloise Term account
Minimum deposit: CHF 50'000
Duration from 1 to 12 months
CHF, EUR, USD
bcn.ch
5 Logo Banque Cantonale Vaudoise Term account
Minimum deposit: CHF 100'000
Duration from 1 to 12 months
CHF
bcv.ch
6 Logo Migros Bank AG Term deposits
Minimum deposit: CHF 100'000
Duration from 1 to 12 months
CHF, EUR
migrosbank.ch
7 Logo Crédit Agricole next bank SA CA Energy
Minimum deposit: CHF 100'000
12 months
CHF
ca-nextbank.ch
8 Logo Raiffeisen Switzerland Cooperative Term deposits
Minimum deposit: CHF 100'000
Max 12 months
CHF
raiffeisen.ch
9 Logo Raiffeisen Switzerland Cooperative Term deposits
Minimum deposit: CHF 5'000
Duration from 24 to 120 months
CHF
raiffeisen.ch

What is a term deposit account ?

A deposit or a term account is a capital placement for a presetted duration usually between one and twelve months. Through the whole duration of the placement, it is not possible to access the money as it is blocked on the account.

Guides and news for savings in Switzerland