Business credit

Compare business credits

We have listed below the offers of credits and loans for companies in order to give you a quick overview of the interest rates charged by credit and crowding companies for financing your company in Switzerland. If you wish to acquire equipment such as industrial machinery, vehicles or IT equipment for example, we suggest you also consult our investment leasing comparative table, which can be an alternative solution to credit.


Business credit criteria


CHF 50'000

12 months
Last updated: Jun 14, 2020
Rank Company Overview Rate Monthly payment Link
1 Logo Cembra Money Bank Ltd. SME loans (cembrabusiness.ch)
Loan from CHF 5'000 to CHF 250'000
Loan interest rate 51%
Repayment between 1 and 12 months
Rate
3.5 %
Monthly payment
CHF 4'244.83
cembra.ch
2 Logo swisspeers AG Crowdlending (Corporate loan)
Loan from CHF 50'000 to CHF 990'000
Loan interest rate from 3.5% to 9.75%
Repayment between 6 and 60 months
Rate
3.5 %
Monthly payment
CHF 4'244.83
swisspeers.ch
3 Logo Cashare AG Crowdlending (Personal loan)
Loan from CHF 1'000 to CHF 5'000'000
Loan interest rate from 3.9% to 9.9%
Repayment between 1 and 60 months
Rate
3.9 %
Monthly payment
CHF 4'253.66
cashare.ch
4 Logo CreditGate24 (Schweiz) AG Crowdlending (Business loan)
Loan from CHF 10'000 to CHF 5'000'000
Loan interest rate from 4.85% to 10.4%
Repayment between 60 and 1 months
Rate
4.85 %
Monthly payment
CHF 4'274.54
creditgate24.ch
5 Logo Crowd Solutions Ltd. Crowdlending (SME-Loan)
Loan from CHF 5'000 to CHF 5'000'000
Loan interest rate from 2.5% to 10.5%
Repayment between 12 and 60 months
Rate
2.5 %
Monthly payment
CHF 4'222.66
crowd4cash.ch
6 Logo Acredius AG Crowdlending (Business loans)
Loan from CHF 5'000 to CHF 1'000'000
Loan interest rate from 2% to 17.9%
Repayment between 3 and 60 months
Rate
2 %
Monthly payment
CHF 4'211.53
acredius.ch
7 Logo neocredit.ch AG Crowdlending (Corporate loan)
Loan from CHF 20'000 to CHF 1'000'000
Loan interest rate from 1% to 8.8%
Repayment between 12 and 60 months
Rate
1 %
Monthly payment
CHF 4'189.17
neocredit.ch

What is a business credit?

Business and trade credits allow companies to finance their activities with money lent by a bank or credit institution in exchange for repayment plus an interest rate. Operating credits and "current account credits" are forms of business credit generally granted on a short-term basis, lasting from a few months to a maximum of one year, in order to provide liquidity for the time needed for your projects.

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