Compare the best online bank offers

Select the online banking offer that best suits your needs, whether for everyday use, receiving your salary and paying your bills with a Swiss online bank such as Neon Free, or for travel and payments abroad with one of the European neo-banks such as Revolut or N26. This makes it easy to compare the fees and limits of online banking accounts available in Switzerland. You can also consult our credit card comparative table, in which we have ranked the offers from the main online banks.


Online bank criteria


Last updated: May 04, 2020
Rank Company Overview Annual cost Link
1 Logo neon Switzerland AG Neon Free
MasterCard
Withdrawal limit: CHF 1000/day
CHF
Annual cost
free
neon-free.ch
2 Logo Revolut Limited Revolut Free
Maestro/Visa
Withdrawal limit: CHF 5000/day
CHF, EUR, USD, GPB, 27+
Annual cost
free
revolut.com
3 Logo Revolut Limited Revolut Premium
MasterCard/Visa
Withdrawal limit: CHF 5000/day
CHF, EUR, GPB, 27+ & crypto
Annual cost
CHF 8.99
revolut.com
4 Logo Revolut Limited Revolut Metal
MasterCard/Visa
Withdrawal limit: CHF 5000/day
CHF, EUR, GPB, 27+ & crypto
Annual cost
CHF 15.99
revolut.com
5 Logo N26 Bank Inc. N26 Free
MasterCard
Withdrawal limit: 2500 €/day
EUR
Annual cost
free
n26.com
6 Logo N26 Bank Inc. N26 You
MasterCard
Withdrawal limit: 2500 €/day
EUR
Annual cost
9.9 €
n26.com
7 Logo N26 Bank Inc. N26 Metal
MasterCard
Withdrawal limit: 2500 €/day
EUR
Annual cost
16.9 €
n26.com

What is an online bank?

Online banks, neo-banks or sometimes called mobile banks, are fintech companies that offer solutions developed to replace traditional banks with a 100% online alternative through mobile phone applications, and for some an application in your web browser. Some of these online banks are full-fledged entities with their own banking license, others rely on traditional retail banking to offer their banking services. Some traditional banks are also starting to offer their own mobile banking services.

Guides and news on Swiss banks