Best private credit offers

We have listed ten personal credit offers in the table. These consumer credit offers are generally the perfect option to get money quickly. In our comparative table, the possible cost of insurance, which is usually optional, is not taken into account in the calculation. The borrowing rate varies according to the provider and depending on the repayment period, the amount of the loan or your financial situation. If you intend to take out a loan for a specific purpose such as buying a car, doing work on your house or paying training or tuition fees, we advise you to look at our other comparative tables dedicated to earmarked loans, whose borrowing conditions may be more advantageous.


Personal loan criteria


CHF 10'000

36 months
Last updated: Sep 16, 2020
Rank Company Overview Rate Monthly payment Link
1 Logo bob Finance Ltd. Bob loan
Loan from CHF 1'000 to CHF 80'000
Loan interest rate from 4.9% to 9.9%
Repayment between 6 and 120 months
Rate
4.9 %
Monthly payment
CHF 298.75
bob.ch
2 Logo Cembra Money Bank Ltd. Cash Loan
Loan from CHF 1'000 to CHF 250'000
Loan interest rate from 7.95% to 9.95%
Repayment between 12 and 84 months
Rate
7.95 %
Monthly payment
CHF 311.85
cembra.ch
3 Logo Bank-now Ltd. CREDIT-now Classic
Loan from CHF 1'000 to CHF 250'000
Loan interest rate from 7.9% to 9.9%
Repayment between 6 and 84 months
Rate
7.9 %
Monthly payment
CHF 311.65
credit-now.ch
4 Logo cashgate Ltd. Personal loan cashgate
Loan from CHF 3'000 to CHF 250'000
Loan interest rate from 4.9% to 9.9%
Repayment between 6 and 84 months
Rate
7.9 %
Monthly payment
CHF 311.65
cashgate.ch
5 Logo Banque Cantonale de Genève BCGE Personal credit
Loan from CHF 2'500 to CHF 70'000
Loan interest rate from 5.9% to 9.9%
Repayment between 6 and 60 months
Rate
6.4 %
Monthly payment
CHF 305.20
bcge.ch
6 Logo Banque Cantonale du Valais Personal loan
Loan from CHF 500 to CHF 80'000
Loan interest rate 51%
Repayment between 3 and 60 months
Rate
8.95 %
Monthly payment
CHF 303.00
bcvs.ch
7 Logo Banque Cantonale du Jura SA Personal loan
Loan from CHF 500 to CHF 40'000
Loan interest rate from 3.9% to 5.9%
Repayment between 3 and 48 months
Rate
5.9 %
Monthly payment
CHF 303.00
bcj.ch
8 Logo eny Finance Ltd Personal loan
Loan from CHF 1'000 to CHF 120'000
Loan interest rate from 4.5% to 9.9%
Repayment between 6 and 84 months
Rate
4.5 %
Monthly payment
CHF 297.05
enycredit.ch
9 Logo Migros Bank AG Personal loan
Loan from CHF 1'000 to CHF 100'000
Loan interest rate from 4.7% to 5.9%
Repayment between 6 and 84 months
Rate
4.7 %
Monthly payment
CHF 297.90
migrosbank.ch

What is a personal loan ?

A personal loan is a consumption credit contracted between two parties. The lender puts money at disposal in exchange for the reimbursement and the payment of an interest rate. In Switzerland, most of the consumption credits are ruled by the «Federal Consumer Credit Law» from the 23rd March 2001.

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